To help you understand and compare the level of risk in each investment option, we have adopted the Standard Risk Measure approach.

The Standard Risk Measure is based on industry guidance from the Australian Prudential and Regulation Authority (APRA) to allow you to compare investment options that are expected to deliver a similar number of negative annual returns over any 20-year period.

The Standard Risk Measure is not a complete assessment of all forms of investment risk, for instance it does not detail what the size of a negative return could be or the potential for a positive return to be less than you may require to meet your objectives. Further, it does not take into account the impact of administration fees and tax on the likelihood of a negative return.

You should ensure that you are comfortable with the risks and potential losses associated with your chosen investment option(s).

The Standard Risk Measure is set out in our Reference Guide and Product Disclosure Statement.

You should read those carefully before deciding to open a Spaceship Super account and rolling over your existing super.

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